Most HVAC services qualify, including system replacements, major repairs, and new installations. Ask us during your estimate.

Will applying affect my credit?

GreenSky® runs a credit check as part of the application. Contact them directly for details on how this may impact your credit score.

How long does approval take?

Most applications receive a credit decision quickly — often within minutes — so you can move forward with your project right away.

Can I pay off my loan early?

Yes. There are no prepayment penalties, so you can pay off your balance early without any extra fees.

HVAC Financing in North Carolina

Serving the Triangle Area Since 1994

Schedule Service

Call or Text 919-556-0951

Financing Made Simple

Get the HVAC services you need today, and pay over time.

We've partnered with GreenSky® to offer affordable financing so you can take care of your home comfort without putting everything on hold. Whether it's a repair, replacement, or upgrade, there are options to fit your budget.

GreenSky® is one of the nation's leading financial technology companies that prides itself on providing a wide variety of loan programs to help you get the services you need. Many of our customers have already successfully financed their home improvement projects using GreenSky® financing, and you can too.

Apply Today

Fast Credit Decisions: GreenSky® approves your loan quickly, even in emergencies.

No Prepayment Penalties: You can pay off your loan early with no extra cost.

Friendly Customer Service: GreenSky® staff will guide you and answer your questions.

Multiple Ways to Pay: Make payments by mail, phone, or online—whichever is easiest.

Affordable Options: GreenSky® can help find payments that fit your budget.

Apply Today

How It Works

Talk to Us

When you need HVAC work done, let us know you're interested in financing. We'll walk you through your options and help you understand what's available.

Apply in Minutes

Submit a quick application through GreenSky®. Most credit decisions come back fast — even in emergency situations, so you're not left waiting.

Get the Work Done

Once approved, we schedule and complete your service. You enjoy a comfortable home while paying on a timeline that works for you.

Frequently Asked Questions

Ready to Get Started?

Don't let cost stand between you and a comfortable home. Contact us today to learn more about financing your next HVAC project through GreenSky®.

Apply Today

Read About Our Customers’ Recent Experiences

David Zarzar

3 days ago

Spend all day working hard and fixing a/c on a hot and sweltering day! Much appreciated!!

Ted Cecil

3 days ago

Excellent service , professional and quick. They are the greatest

Jermaine Johnson

1 week ago

June 7th 2026 my AC went out and when I made the call to mechanical Hvac someone answer the phone and less then 15 minutes they were trying to get someone to come check on the unit. Less than a hour someone were heading to the house and fixed the problem on a Sunday morning. I truly appreciated that fast service on one of the hottest days of the year.

Shaun Cecil

1 week ago

Cory and everyone at Mechanical HVAC is amazing

Dan Holt

2 weeks ago

This was for the annual maintenance contract renewal plus some Freon. The maintenance program provides for two HVAC checkups per year. Doing this gives me peace of mind that my HVAC system is running efficiently and effectively all year. Mechanical HVAC has been my provider since 2020 and I recommend them. They are very qualified and trustworthy.

Guy Bineli

3 weeks ago

Great, honest, and very professional service!

Rick Savage

4 weeks ago

Broden was great, he took several extra steps to make sure we were well taken care of.

Rqisd Rqisd

1 month ago

Very friendly and sense of family with this business. Easy to schedule with agreeable day and time for appointments. Safety is a concern and they a send picture of the service technician with info and update as to when they are on the way. Very honorable business.

Edward Dauginas

1 month ago

Bailey and Corey removed an old HVAC system and installed a new one. They arrived on time and were very professional and courteous. They have great technical skills and are knowledgeable with all aspects of the system. Both of them are effective communicators and answered all of our questions. They left the work area clean and removed all outdated equipment. I highly recommend them.

Crystal Bap

1 month ago

Cody was professional and direct to the problem. I felt secure in his findings. He corrected the issues and everything was back up and running.

John

1 month ago

Cory was very thorough

Karen Ruberto

1 month ago

The service is always amazing. Bailey took time to explain the recent service visit and answer my questions. Thank you, Bailey, and Tiffany too for ease of scheduling!